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08 - Feb - 2012

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First Time Buyer

First Time Buyer

First Time Buyer

Getting a mortgage has become more difficult for first-time buyers in recent years, thanks to rising house prices. Even now, with residential property values set to stabilise or even fall in some areas, first-time buyers are instead faced with more difficulties when trying to secure a mortgage.

Perhaps you haven't managed to save a decent deposit yet, or maybe you're worried you might not be able to afford a mortgage on your income alone. Even if this is the case, there are options open to you. This includes sharing a mortgage, guarantor mortgages and even government schemes for key workers or first-time buyers facing affordability issues. Please contact us to discuss your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be 0.25% of the loan or £199 whichever is the greater. The Mortgage Corner Cheshire Limited is an Appointed Representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Services Authority.

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